• Credit

    5 Tips for People With Bad Credit

    If you’re recently discovered that you have bad credit, you’ll need to find ways to fix it. You may also need to find ways to raise funds for short-term expenses. Fortunately, there are some things you can do. 1. Avoid Payday Loans If you’re in need of quick cash, you can find bad credit loans online or at some banks and credit unions. These loans do have higher interest rates than regular loans, but it’s still possible to pay them off if you’re working on improving your credit. Avoid payday loans because they can have interest rates of 300% or higher, which makes it impossible to pay off any debt…

  • Home Mortgage Pre-approval

    How Long Does a Mortgage Pre Approval Last?

    For first time home buyers, there are numerous steps to take in the home buying process. One of the most critical steps is getting a mortgage pre-approval. But what is that exactly and how long does a mortgage pre-approval last? Here’s everything you need to know if you’ve received a mortgage loan pre-approval letter in the mail. What is a Mortgage Pre-Approval? If you’ve been successfully granted a mortgage pre-approval, congrats! This is one of the most important steps you can take in purchasing your first home. A mortgage pre-approval is when a loan officer reviews your debt, income, credit, and assets and determines if you’re eligible for a mortgage…

  • pay stub

    What Is the Pay Stubs Definition?

    In life, we go through milestones that help better our future. For example, there comes a day when you buy a car, move out into your own apartment, and perhaps even purchase your own house! But these things don’t just come easily. Usually, you need to prove that you’re trustworthy before you can achieve these milestones. One type of proof is your credit scores. Another is through your pay stubs. If you’re wondering about the pay stubs definition, then keep reading. We’ll show you what a pay stub is, how you can get one (even if you’re an independent contractor), and more! Pay Stubs Definition So what is a pay stub?…

  • Motorcycle
    Money,  Uncategorized

    Guide On Buying Second Hand Motorcycle Online

    In our dream world, we would have a range of new bikes in our garage. But back to the real world and as much as we want to, some of us cannot afford to fork out a considerable amount for a new ride. Many of us will go purchase second-hand motorcycle and let someone else take a hit on the initial depreciation. If you are going to buy a used, pre-owned or second-hand motorcycle, there are many different ways to buy one. Buying a used bike can seem like an overwhelming experience especially if you are a first-time buyer.  Here is a list of important things to take note of…

  • Expand your Wardrobe

    You Can Expand your Wardrobe without Wasting your Money

    Your closet is full of items that are old, dated and falling apart at the seams. The only thing that’s stopping you from overhauling your wardrobe is that getting new clothes can be very expensive. If you want to expand your wardrobe without emptying your wallet, follow these savvy shopping tips. Think Like A Retailer Retailers use clever strategies to lure in shoppers and get them to spend as much as money as possible. They turn their merchandise over quickly, so shoppers feel the urge to buy now. They plaster massive sale signs on their front windows to snag your attention. They play lighthearted pop music to keep shoppers in…